I have had the Target Circle card now for a long time. It's free and you get 5 percent off every time you use it. So for every $100 you spend that's $5.00 off. Plus there are special promotions such as spend $100 get a $20 gift card. This is all part of the program. In fact, I just looked and in the last 12 months I've saved $629.03. And that's just for shopping like I always do. Plus you can select coupons on their website that are automatically applied when you use your Target Circle card. You can sign up for a credit card or just the debit card. I have the debit card which just pulls the money direct from my bank account.
So if you shop at Target and want to save money for no cost to you, then sign up now. It's a no brainer. You can sign up by going here.